Business payments

This document lists the required details that needs to be sent for each of our payout corridor

Note Occasionally there might be issues with one of the corridors and we might have to disable them temporarily. Once youre onboarded we’ll let you know if this happens. Also if you’re trying to use a disabled corridor you’re going to receive a validation error stating that the corridor is not active, and you won’t be able to create new transactions there.

Our system not only allows transactions from personal senders to personal recipients, but also to and from business senders and business recipients. Note however that regulatory and other requirements might be more strict for these transactions, so before you start implementing business transactions please reach out to our sales and account management team for more information.

Business senders

For business senders you need to provide different details than for personal senders. More specifically you need to provide:

  • Name of the company
  • Country of incorporation
  • Trading address

Please see the following example on how to provide these fields:

{
    "type": "business",
    "name": "Company name",

    // Country of Incorporation
    "country": "US",

    // Trading address of the company
    "trading_country": "US",
    "city": "New York",
    "street": "20 W 34th St",
    "postal_code": "10001",
    "address_description": "",

    // Company Details
    "legal_entity_type": "privately_owned_company", // Company type, Optional
    "registration_date": "2012-01-25", // Optional
    "registration_number": "VAT1234567", // Optional
    "nature_of_business": "retail_trade", // Industry, Optional

    // Contact Details
    "phone_number": "+15555551234", // E.164 international format, Optional
    "email": "example@home.org",

    // ID of the sender in your system
    "external_id": "Sender:Business:US:234523",

    // these fields are mandatory, but you can usually leave them with the following default values:
    "documents": [ ],
    "ip": "127.0.0.1",
    "metadata": {}
}
Sender sender = new Sender(
  type: TypeEnum.BUSINESS,
  name: "Company Name",

// Country of Incorporation
  country: "US",

// Trading address of the company
  tradingCountry: "US",
  city: "New York",
  street: "20 W 34th St",
  postalCode: "10001",
  addressDescription: "",

// Company Details
  legalEntityType: LegalEntityTypeEnum.PRIVATELY_OWNED_COMPANY, // Company type, Optional
  registrationDate: DateTime.Parse("2012-01-25"), // Optional
  registrationNumber: "VAT1234567", // Optional
  natureOfBusiness: NatureOfBusinessEnum.RETAIL_TRADE, // Industry, Optional

// Contact Details
  phoneNumber: "+15555551234", // E.164 international format, Optional
  email: "info@transferzero.com",

// ID of the sender in your system
  externalId: "Sender:Business:234523",

// you'll need to set these fields but usually you can leave them the default
  ip: "127.0.0.1",
  documents: new List<Document>());
Dim sender as Sender = New Sender(
  type:=TypeEnum.BUSINESS,
  name:="Company Name",

' Country of Incorporation
  country:="US",

' Trading address of the company
  tradingCountry:="US",
  city:="New York",
  street:="20 W 34th St",
  postalCode:="10001",
  addressDescription:="",

' Company Details
  legalEntityType:=LegalEntityTypeEnum.PRIVATELY_OWNED_COMPANY, ' Company type, Optional
  registrationDate:=DateTime.Parse("2012-01-25"), ' Optional
  registrationNumber:="VAT1234567", ' Optional
  natureOfBusiness:=NatureOfBusinessEnum.RETAIL_TRADE, ' Industry, Optional

' Contact Details
  phoneNumber:="+15555551234", ' E.164 international format, Optional
  email:="info@transferzero.com",

' ID of the sender in your system
  externalId:="Sender:Business:234523",

' you'll need to set these fields but usually you can leave them the default
  ip:="127.0.0.1",
  documents:=New List(Of Document)()))
Sender sender = new Sender();
sender.setType(TypeEnum.BUSINESS);
sender.setName("Company Name");

// Country of Incorporation
sender.setCountry("US");

// Trading address of the company
sender.setTradingCountry("US");
sender.setCity("New York");
sender.setStreet("20 W 34th St");
sender.setPostalCode("10001");
sender.setAddressDescription("");

// Company Details
sender.setLegalEntityType(LegalEntityTypeEnum.PRIVATELY_OWNED_COMPANY); // Company type, Optional
sender.setRegistrationDate(LocalDate.parse("2012-01-25")); // Optional
sender.setRegistrationNumber("VAT1234567"); // Optional
sender.setNatureOfBusiness(NatureOfBusinessEnum.RETAIL_TRADE); // Industry, Optional

// Contact Details
sender.setPhoneNumber("+15555551234"); // E.164 international format, Optional
sender.setEmail("info@transferzero.com");

// ID of the sender in your system
sender.setExternalId("Sender:Business:234523");

// you'll need to set these fields but usually you can leave them the default
sender.setIp("127.0.0.1");
sender.setDocuments(new ArrayList<>());
const sender = new TransferZeroSdk.Sender();
sender.type = "business";
sender.name = "Company Name";

// Country of Incorporation
sender.country = "US";

// Trading address of the company
sender.trading_country = "US";
sender.city = "New York";
sender.street = "20 W 34th St";
sender.postal_code = "10001";
sender.address_description = "";

// Company Details
sender.legal_entity_type = "privately_owned_company"; // Company type, Optional
sender.registration_date = "2012-01-25"; // Optional
sender.registration_number = "VAT1234567"; // Optional
sender.nature_of_business = "retail_trade"; // Industry, Optional

// Contact Details
sender.phone_number = "+15555551234"; // E.164 international format, Optional
sender.email = "info@transferzero.com";

// ID of the sender in your system
sender.external_id = "Sender:Business:234523";

// you'll need to set these fields but usually you can leave them the default
sender.ip = "127.0.0.1";
sender.documents = [];
$sender = new Sender();
$sender->setType("business");
$sender->setName("Company Name");

// Country of Incorporation
$sender->setCountry("US");

// Trading address of the company
$sender->setTradingCountry("US");
$sender->setCity("New York");
$sender->setStreet("20 W 34th St");
$sender->setPostalCode("10001");
$sender->setAddressDescription("");

// Company Details
$sender->setLegalEntityType("privately_owned_company"); // Company type, Optional
$sender->setRegistrationDate("2012-01-25"); // Optional
$sender->setRegistrationNumber("VAT1234567"); // Optional
$sender->setNatureOfBusiness("retail_trade"); // Industry, Optional

// Contact Details
$sender->setPhoneNumber("+15555551234"); // E.164 international format, Optional
$sender->setEmail("info@transferzero.com");

// ID of the sender in your system
$sender->setExternalId("Sender:Business:234523");

// you'll need to set these fields but usually you can leave them the default
$sender->setIp("127.0.0.1");
$sender->setDocuments([]);
sender = TransferZero::Sender.new
sender.type = "business"
sender.name = "Company Name"

# Country of Incorporation
sender.country = "US"

# Trading address of the company
sender.trading_country = "US"
sender.city = "New York"
sender.street = "20 W 34th St"
sender.postal_code = "10001"
sender.address_description = ""

# Company Details
sender.legal_entity_type = "privately_owned_company" # Company type, Optional
sender.registration_date = "2012-01-25" # Optional
sender.registration_number = "VAT1234567" # Optional
sender.nature_of_business = "retail_trade" # Industry, Optional

# Contact Details
sender.phone_number = "+15555551234" # E.164 international format, Optional
sender.email = "info@transferzero.com"

# ID of the sender in your system
sender.external_id = "Sender:Business:234523"

# you'll need to set these fields but usually you can leave them the default
sender.ip = "127.0.0.1"
sender.documents = []

The valid values for the company type / legal entity type are the following:

Note! If you select financial_institution then the fields vat_registration_number, financial_regulator and regulatory_licence_number will be mandatory for the sender as well.

The valid values for the industry / nature of business are the following:

- personal: Personal
- agriculture_and_hunting: Agriculture and Hunting
- forestry: Forestry
- fishing: Fishing
- agricultural_by_products: Agricultural By-Products
- coal_mining: Coal Mining
- oil_mining: Oil Mining
- iron_ore_mining: Iron Ore Mining
- other_metal_and_diamond_mining: Other Metal and Diamond Mining
- other_mineral_mining: Other Mineral Mining
- manufacturing_of_food_drink_tobacco: Manufacture of Food/Drink/Tobacco
- manufacturing_of_textiles_leather_fur_furniture: Manufacture of Textiles/Leather/Fur/Furniture
- manufacture_of_wooden_products_furniture: Manufacture of Wooden Products/Furniture
- manufacture_of_paper_pulp_allied_products: Manufacture of Paper/Pulp/Allied Products
- manufacture_of_chemicals_medical_petroleum_rubber_plastic_products: Manufacture Of Chemicals Medical Petroleum Rubber Plastic Products
- manufacture_of_pottery_china_glass_stone: Manufacture Of Pottery China Glass Stone
- manufacture_of_iron_steel_non_ferrous_metals_basic_industries: Manufacture Of Iron Steel Non-Ferrous Metals Basic Industries
- manufacture_of_metal_products_electrical_and_scientific_engineering: Manufacture Of Metal Products Electrical And Scientific Engineering
- manufacture_of_jewelry_musical_instruments_toys: Manufacture Of Jewelry Musical Instruments Toys
- electricity_gas_and_water: Electricity, Gas And Water
- construction: Construction
- wholesale_trade: Wholesale Trade
- retail_trade: Retail Trade
- catering_incl_hotels: Catering Incl. Hotels
- transport_storage: Transport Storage
- communications: Communications
- finance_and_holding_companies: Finance And Holding Companies
- insurance: Insurance
- business_services: Business Services
- real_estate_development_investment: Real Estate Development Investment
- central_state_governments: Central State Governments
- community_services_defence_police_prisons_etc: Community Services Defence Police Prisons Etc
- social_services_education_health_care: Social Services Education Health Care
- personal_services_leisure_services: Personal Services - Leisure Services
- personal_services_domestic_laundry_repairs: Personal Services - Domestic Laundry Repairs
- personal_services_embassies_international_organisations: Personal Services - Embassies

Ghana

GHS::Bank

For Ghanan bank payments please use:

"details": {
  "name": "Company name",
  "bank_code": "030100",
  "bank_account": "123456789"
}

The current banks supported and their bank_code values are:

ABSA Ghana Bank (formerly Barclays): 030100
Access Bank: 280100
Agricultural Development Bank: 080100
Apex Bank: 070100
Bank of Africa: 210100
Bank of Ghana: 010100
CAL Bank: 140100
Consolidated Bank Ghana: 340100
Ecobank: 130100
Fidelity Bank: 240100
First Atlantic Bank: 170100
First Bank Nigeria: 200100
First National Bank: 330100
GCB Bank: 040100
GHL Bank: 390100
Guaranty Trust Bank: 230100
National Investment Bank: 050100
OmniBSIC: 360100   // SAHEL - Sahara Bank (BSIC) and OmniBank merged to form OmniBSIC
Prudential Bank: 180100
Republic HFC Bank: 110100
Societe Generale Ghana: 090100
Stanbic Bank: 190100
Standard Chartered Bank: 020100
United Bank for Africa: 060100
Universal Merchant Bank: 100100
Zenith Bank: 120100

The codes above are the GHIPSS bank codes. If you have GHIPSS branch codes or sort codes you can obtain the bank code by adding "100" to the first three digits of the branch/sort code.

Please note that there is no standard format across banks for account numbers in this corridor. If you wish to check for correctness you can see the following list:

ABSA Ghana Bank (formerly Barclays): 10 or 13 digits
Access Bank: 13 digits
Agricultural Development Bank: 16 digits
Bank of Africa: 11 digits
CAL Bank: 13 digits
Ecobank: 13 or 16 digits
Fidelity Bank: 13 digits
First Atlantic Bank: 13 digits
First Bank Nigeria: 13 digits
First National Bank: 11 digits
GCB Bank: 13 digits
Guaranty Trust Bank: 13 digits
Heritage Bank: 13 digits
National Investment Bank: 13 digits
Prudential Bank: 13 digits
Republic HFC Bank: 13 digits
Stanbic Bank: 13 digits
Standard Chartered Bank: 13 digits
United Bank for Africa: 13 or 14 digits
Zenith Bank: 10 digits

Europe / SEPA

EUR::Bank

For EUR IBAN transfers please use:

"details": {
  "name": "Company name",
  "iban": "DE89370400440532013000",
  "bic": "DEUTDEBBXXX", // Optional
  "bank_name": "Deutsche Bank", // Optional
  "narration": "Birthday Gift" // Payment reference (max 30 characters) - Optional
}

Warning! If the recipient account is not an EUR account then the recipient’s bank might charge for converting the received funds from EUR to the local currency.

Note! Transfer is done using the fastest method available on the recipient’s bank.

  • If the recipient’s bank supports the Instant Payment network funds will arrive within 2 hours (but usually within a couple minutes)
  • If the recipient’s bank supports the SEPA system, funds will arrive within 1-2 business days
  • If the recipient’s bank only supports the Swift system, funds will arrive within 2-5 business days

GBP::Bank

For GBP::Bank there are two payout options available:

  1. GBP Payments with account number and sort code
  2. GBP IBAN transfers

For GBP Payments with account number and sort code please use:

"details": {
  "name": "Company name",
  "bank_account": "12345678",
  "sort_code": "123456",
  "bank_name": "Lloyds Bank", // Optional
  "narration": "Birthday Gift" // Payment reference (max 30 characters) - Optional
}

For GBP IBAN transfers please use:

"details": {
  "name": "Company name",
  "iban": "GB29LOYD60161331926819",
  "bic": "LOYDGB2L", // Optional
  "bank_name": "Lloyds Bank", // Optional
  "narration": "Birthday Gift" // Payment reference (max 30 characters) - Optional
}

Warning! If the recipient account is not an GBP account then the recipient’s bank might charge for converting the received funds from GBP to the local currency.

Note!

  • The customer needs to enter either an IBAN (and an optional BIC), or an account number and sort code.
  • Transfer is done using the fastest method available on the recipient’s bank.
  • If the recipient’s bank is in the UK, and supports the Faster Payment network funds will arrive within 2 hours (but usually within a couple minutes)
  • If the recipient’s bank supports the SEPA system, funds will arrive within 1-2 business days
  • If the recipient’s bank only supports the Swift system, funds will arrive within 2-5 business days

WAEMU Region / XOF

XOF::Bank

For West African bank payments in selected countries please use the following:

"details" : {
  "name": "Company name",
  "iban": "BJ0610100100144390000769", // BBAN format: AA123 12345 123456789012 12
  "transfer_reason": "personal_account",
  "narration": "Birthday Gift" // Payment reference (max 15 characters) - Optional
}

The current banks supported and their bank_code values are:

# Burkina Faso
United Bank for Africa Burkina: BF022
Banque Internationale pour le Commerce, l'Industrie et l'Agriculture du Burkina: BF023
Banque Commerciale du Burkina: BF056
Société Générale Burkina Faso: BF074
Ecobank Burkina Faso: BF083
Bank Of Africa Burkina Faso: BF084
Banque Sahélo-Saharienne pour l'Investissement et le Commerce - Burkina Faso: BF108
Banque Atlantique Burkina Faso: BF134
International Business Bank: BF139
Coris Bank International: BF148
CBAO, Groupe Attijariwafa bank, Succursale au Burkina: BF161
Orabank Côte d'Ivoire, Succursale du Burkina: BF171
Banque De l'Union Burkina Faso: BF179
Wendkuni Bank International: BF202
Banque Agricole du Faso: BF207

# Benin
Orabank Bénin: BJ058
Bank Of Africa Bénin: BJ061
Ecobank Bénin: BJ062
Banque Internationale du Benin: BJ063
United Bank for Africa Bénin: BJ067
NSIA BANQUE Bénin: BJ099
Société Générale - Benin: BJ104
Banque Sahélo-Saharienne pour l'Investissement et le Commerce - Bénin: BJ107
Banque Atlantique du Bénin: BJ115
BGFIBank Bénin: BJ157
CBAO, Groupe Attijariwafa bank, Succursale du Bénin: BJ177
CCEI BANK BENIN: BJ184
BANQUE AFRICAINE POUR L'INDUSTRIE ET LE COMMERCE - BENIN: BJ185
Coris Bank International Bénin: BJ212
Société Nigérienne de Banque, Succursale du Bénin: BJ199

# Ivory Coast
Banque Internationale pour le Commerce et l'Industrie de la Côte d'Ivoire: CI006
Societe Ivoirienne de Banque: CI007
Société Générale Côte d'Ivoire: CI008
Bank Of Africa Côte d'Ivoire: CI032
Banque Atlantique Côte d'Ivoire: CI034
NSIA Banque Côte d'Ivoire: CI042
Ecobank Côte d'Ivoire: CI059
Banque de l'Habitat de Côte d'Ivoire: CI068
Banque Nationale d'Investissement: CI092
Standard Chartered Bank Côte d'Ivoire: CI097
AFRILAND FIRST BANK Côte d'Ivoire: CI106
Versus Bank S.A: CI112
Citibank - Côte d'Ivoire: CI118
ORABANK Côte d'Ivoire: CI121
Bridge Bank Group Côte d'Ivoire: CI131
United Bank for Africa CI: CI150
Banque Sahélo-Saharienne pour l'Investissement et le Commerce Côte d'Ivoire: CI154
Banque Populaire de Côte d'Ivoire: CI155
Diamond Bank Côte d'Ivoire: CI158
BGFI BANK COTE D'IVOIRE: CI162
Guaranty Trust Bank Côte d'Ivoire: CI163
Coris Bank International Côte d'Ivoire: CI166
Banque De l'Union Côte d'Ivoire: CI180
Banque Malienne de Solidarité, Succursale de Côte d'Ivoire: CI188
Banque Régionale de Marchés, Succursale de Côte d'Ivoire: CI194
Stanbic Bank: CI198
Banque d'Abidjan: CI201
Mansa Bank: CI211
Orange Abidjan Compagnie: CI214

# Senegal
Banque Internationale pour le Commerce et l'Industrie du Sénégal: SN010
Société Générale Sénégal: SN011
CBAO, Groupe Attijariwafa bank: SN012
Banque de l'Habitat du Sénégal: SN039
La Banque Agricole du Sénégal: SN048
Crédit du Sénégal: SN060
Banque Islamique du Sénégal: SN079
Ecobank Sénégal: SN094
Bank Of Africa Sénégal: SN100
Banque Sahélo-Saharienne pour l'Investissement et le Commerce Sénégal: SN111
Banque des Institutions Mutualistes d'Afrique de l'Ouest: SN117
Banque Atlantique Sénégal: SN137
FBNBank Sénégal: SN140
Citibank - Sénégal: SN141
Banque Régionale de Marchés: SN144
United Bank for Africa Sénégal: SN153
Crédit International: SN156
NSIA Banque Bénin, Succursale du Sénégal: SN159
Banque Nationale pour le Développement Economique: SN169
Orabank Côte d'Ivoire, Succursale du Sénégal: SN175
Banque pour le Commerce et l'Industrie du Mali, Succursale au Sénégal: SN178
BGFIBank Sénégal: SN189
Banque de Dakar: SN191
Coris Bank International Sénégal: SN213
La Banque OUTARDE: SN200
Banque de Développement du Mali, Succursale du Sénégal: SN221

# Togo
Banque de Développement du Mali, Succursale du Togo: TG221
Banque Internationale pour l'Afrique au Togo: TG005
Union Togolaise de Banque: TG009
SUNU Bank: TG151
Société Générale Bénin, Succursale du Togo: TG187
Banque Togolaise pour le Commerce et l'Industrie: TG024
Société Interafricaine de Banque: TG027
Ecobank Togo: TG055
Orabank Togo: TG116
Banque Atlantique Togo: TG138
Banque Sahélo-Saharienne pour l'Investissement et le Commerce Togo: TG133
NSIA Banque Bénin, Succursale du Togo: TG160
Bank Of Africa Togo: TG167
Coris Bank International Togo: TG182

List of available transfer_reasons and their corresponding keys to use:

Sending money into my own account: personal_account
Donations and gifts: donations_and_gifts
Sending money to a friend, family member or any third party person: third_party_person_account
Mortgage repayments: mortgage_repayments
Business Travel Payments: business_travel_payments
Personal Travel Payments: personal_travel_payments
Tuition fees: tuition_fees
Commission and fees for financial services: financial_commission_fees
Proceeds for financial services charged for advice provided: financial_services_proceeds
Investment into property by a foreign individual: individual_property_investments
Investment by a foreign individual - other: other_investments
Investment into property by a foreign corporate entity: corporate_property_investments
Capital payments by immigrants: immigrants_capital_payments
Legal services: legal_services
Accounting services: accounting_services
Management consulting services: consulting_services
Public relation services: public_relation_services
Advertising & market research services: ads_and_market_research_services
Managerial services: managerial_services
Medical and dental services: medical_and_dental_services
Educational services: educational_services
Operational leasing: operational_leasing
Cultural and recreational services: cultural_and_recreational_services
Salary paid to Recipient Country Resident Temporarily Abroad: salary_resident_out_country
Salary paid to a non-resident employee in recipient country: salary_non_resident_in_country
Salary paid to a foreign national contract worker in recipient country: salary_contract_worker_in_country
Payments to social security schemes: social_security_schemes
Payments to charities and religious bodies: charities_and_religious_bodies
Donations and aid to Government: donations_and_aid_to_government
Donations and aid to private sector: donations_and_aid_to_private
Pensions: pensions
Annuities: annuities
Inheritances: inheritances
Alimony: alimony
Tax - Income tax: tax_income
Tax - VAT refunds: tax_vat_refunds
Tax - Other: tax_other
Insurance premiums (non life/short term): non_life_insurance_premiums
Insurance premiums (life): life_insurance_premiums
Dividends: dividends
Branch profits: branch_profits
Commission or brokerage: commision_or_brokerage
Rental: rental
Income earned abroad by a resident on an individual investment: individual_investment_income_from_abroad
Sale of shares: shares_sale
Sale of bonds: bonds_sale
Sale of money market instruments: money_market_instruments_sale
Repatriation of funds out of a foreign bank account: funds_repatriation_of_foreign_bank_account
Sale of mutual funds or collective investment schemes: mutual_funds_sale_or_collective_investment
Sale of overseas property: overseas_property_sale
Sale and repatriation of other investment: sale_and_repatriation_of_other_investment
Repatriation on instruction by the Central Bank: repatriation_south_african_reserve_bank_instruction
Loan made to a resident by a non-resident shareholder: resident_loan_from_non_resident_share_holder
Loan made to a resident by a non-resident third party: resident_loan_from_non_resident_third_party
Repayment by a Citizen living overseas of a loan granted by a resident: resident_loan_repayment_from_overseas_living_south_african
Repayment of a study loan: study_loan_repayment
Repayment of a shareholders loan: shareholders_loan_repayment
Repayment of a third party loan (excluding shareholders): third_party_loan_repayment
Repayment of a trade finance loan: trade_finance_loan_repayment
Proceeds received for research and development services: research_and_development_proceeds
Funding received for research and development: research_and_development_funding
Repairs and maintenance on machinery and equipment: machinary_and_equipment_repairs
Architectural, engineering and other technical services: architectural_engineering_technical_services
Agricultural, mining, waste treatment and depollution services: agrigultural_mining_waste_depollution_services
Proceeds for construction services: construction_services
Payments for telecommunication services: telecommunication_services
Payments for data, news related and news agency fees: data_news_agency_fees
Payments for passenger services - road: road_passenger_services
Payments for passenger services - rail: rail_passenger_services
Payments for passenger services - sea: sea_passenger_services
Payments for passenger services - air: air_passenger_services
Payments for freight services - road: road_freight_services
Payments for freight services - rail: rail_freight_services
Payments for freight services - sea: sea_freight_services
Payments for freight services - air: air_freight_services
Payments for postal and courier services - road: road_postal_and_courier_services
Payments for postal and courier services - rail: rail_postal_and_courier_services
Payments for postal and courier services - sea: sea_postal_and_courier_services
Payments for postal and courier services - air: air_postal_and_courier_services
Investment in listed shares: listed_shares_investment
Investment in non-listed shares: non_listed_shares_investment
Investment into money market instruments: money_market_instruments_investment
Investment into listed bonds: listed_bonds_investment
Investment into non-listed bonds: non_listed_bonds_investment
Rights assigned for licences to reproduce and/or distribute: reproduce_distribute_rights_license
Rights assigned for using patents and inventions (licensing): patents_and_investions_rights_license
Rights assigned for using patterns and designs (including industrial processes): patterns_and_designs_rights
Rights assigned for using copyrights: copyrights_rights
Rights assigned for using franchises and trademarks: franchises_and_trademarks_rights
Disposal of patents and inventions: patents_and_inventions_disposal
Disposal of patterns and designs (including industrial processes): patterns_and_designs_disposal
Disposal of copyrights: copyrights_disposal
Disposal of franchises and trademarks: franchises_and_trademarks_disposal
Sales of original manuscripts, sound recordings and films: sales_of_manuscripts_sound_recordings_films
Receipt of funds relating to the production of motion pictures, radio and television programs and musical recordings: funds_related_to_recording_productions
The outright selling of ownership rights of software: software_ownership_rights_sale
Computer-related services including maintenance, repair and consultancy: computer_services
Commercial sales of customised software and related licenses for use of customers: customised_software_sales
Commercial sales of non-customised software on physical media with periodic licence to use: non_customised_software_on_physical_media_periodic_licence_sale
Commercial sales of non-customised software provided on physical media with right to perpetual (ongoing) use: non_customised_software_on_pyisical_media_perpetual_use_sale
Commercial sales of non-customised software provided for downloading or electronically: non_customised_software_for_downloading_electronically_made_periodic_licence_salemade available with periodic license'
Commercial sales of non-customised software provided for downloading or electronically: non_customised_software_for_downloading_electronically_made_single_payment_salemade available with single payment'
Donations to Government for fixed assets: fixed_assets_donations_to_sa_government
Donations to corporate entities - fixed assets: fixed_assets_donations_to_corporate_entities
Disinvestment of property by a resident corporate entity: property_disinvestment_by_corporate_entity_resident
Proceeds for other business services not included elsewhere: other_business_services
Disinvestment by resident institutional investor - Collective Investment Scheme: institutional_investor_disinvestment
Payment for Government Services: government_services

Please note that due to regulatory reasons senders trying to create XOF::Bank transactions are required to have the following fields on the sender present as well: street, city and postal_code

Note XOF::Bank payouts are currently in beta phase.

South Africa

ZAR::Bank

For South African bank payments please use the following recipient details:

"details": {
  "name": "Company name",
  "street": "14 Main Street", // optional, if sent should include house number as well
  "postal_code": "AB0001", // optional
  "city": "Cape Town", // optional
  "email": "recipient@email.com",
  "bank_code": "632005",
  "bank_account": "12345678",
  "phone_number": "+27119785313", // E.164 international format
  "transfer_reason": "personal_account", // optional
  "narration": "Birthday Gift" // Payment reference (max 80 characters) - Optional
  "contact_first_name": "First", // optional
  "contact_last_name": "Last", // optional
  "legal_entity_type": "privately_owned_company", // optional
  "registration_number": "VAT1234567", // optional
  "nature_of_business": "retail_trade" // optional
}

The current banks supported and their bank_code values are:

ABSA: 632005
Access Bank: 410506
African Bank: 430000
Albaraka Bank: 800000
Bank of China: 686000
Bank Zero: 888000
Bidvest Bank: 462005
BNP Paribas: 688000
Capitec Bank: 470010
Capitec Business: 450105
Citibank: 350005
China Construction Bank: 586666
Discovery Bank: 679000
Finbond Mutual Bank: 589000
First National Bank: 250655
FirstRand Bank: 201419
Grindrod Bank: 584000
Habib Overseas Bank Limited: 700066
HBZ Bank: 570100
HSBC Bank: 587000
ICICI Bank: 362000
Investec: 580105
JP Morgan Bank: 432000
Nedbank: 198765
Olympus Mobile: 585001
Peoples Bank: 720026
PEP Bank: 400001
Permanent Bank: 760005
Rand Merchant Bank: 261251
Reserve Bank: 980172
SA Post Office: 460005
Sasfin Bank: 683000
Standard Bank: 051001
Standard Chartered Bank: 730020
State Bank of India: 801000
Tyme Bank: 678910
Ubank: 431010
Unibank Limited: 790005
VBS: 588000

The company types supported and corresponding legal_entity_type are:

Sole Proprietorship: sole_proprietorship
Partnership: partnership
Privately Owned Company (Limited Company): privately_owned_company
Publicly Listed Company (PLC): publicly_owned_company
Government Owned Entity Trusts: government_owned_entity
GO (Majority Owned Subsidiary of State-Owned Company): go
Financial Institution: financial_institution

The valid values for nature_of_business are the following:

- Personal: personal
- Agriculture and Hunting: agriculture_and_hunting
- Forestry: forestry
- Fishing: fishing
- Agricultural By-Products: agricultural_by_products
- Coal Mining: coal_mining
- Oil Mining: oil_mining
- Iron Ore Mining: iron_ore_mining
- Other Metal and Diamond Mining: other_metal_and_diamond_mining
- Other Mineral Mining: other_mineral_mining
- Manufacture of Food/Drink/Tobacco: manufacturing_of_food_drink_tobacco
- Manufacture of Textiles/Leather/Fur/Furniture: manufacturing_of_textiles_leather_fur_furniture
- Manufacture of Wooden Products/Furniture: manufacture_of_wooden_products_furniture
- Manufacture of Paper/Pulp/Allied Products: manufacture_of_paper_pulp_allied_products
- Manufacture Of Chemicals Medical Petroleum Rubber Plastic Products: manufacture_of_chemicals_medical_petroleum_rubber_plastic_products
- Manufacture Of Pottery China Glass Stone: manufacture_of_pottery_china_glass_stone
- Manufacture Of Iron Steel Non-Ferrous Metals Basic Industries: manufacture_of_iron_steel_non_ferrous_metals_basic_industries
- Manufacture Of Metal Products Electrical And Scientific Engineering: manufacture_of_metal_products_electrical_and_scientific_engineering
- Manufacture Of Jewelry Musical Instruments Toys: manufacture_of_jewelry_musical_instruments_toys
- Electricity, Gas And Water: electricity_gas_and_water
- Construction: construction
- Wholesale Trade: wholesale_trade
- Retail Trade: retail_trade
- Catering Incl. Hotels: catering_incl_hotels
- Transport Storage: transport_storage
- Communications: communications
- Finance And Holding Companies: finance_and_holding_companies
- Insurance: insurance
- Business Services: business_services
- Real Estate Development Investment: real_estate_development_investment
- Central State Governments: central_state_governments
- Community Services Defence Police Prisons Etc: community_services_defence_police_prisons_etc
- Social Services Education Health Care: social_services_education_health_care
- Personal Services - Leisure Services: personal_services_leisure_services
- Personal Services - Domestic Laundry Repairs: personal_services_domestic_laundry_repairs
- Personal Services - Embassies: personal_services_embassies_international_organisations

List of available transfer_reasons and their corresponding keys to use:

Sending money into my own account: personal_account
Donations and gifts: donations_and_gifts
Sending money to a friend, family member or any third party person: third_party_person_account
Mortgage repayments: mortgage_repayments
Business Travel Payments: business_travel_payments
Personal Travel Payments: personal_travel_payments
Tuition fees: tuition_fees
Commission and fees for financial services: financial_commission_fees
Proceeds for financial services charged for advice provided: financial_services_proceeds
Investment into property by a foreign individual: individual_property_investments
Investment by a foreign individual - other: other_investments
Investment into property by a foreign corporate entity: corporate_property_investments
Capital payments by immigrants: immigrants_capital_payments
Legal services: legal_services
Accounting services: accounting_services
Management consulting services: consulting_services
Public relation services: public_relation_services
Advertising & market research services: ads_and_market_research_services
Managerial services: managerial_services
Medical and dental services: medical_and_dental_services
Educational services: educational_services
Operational leasing: operational_leasing
Cultural and recreational services: cultural_and_recreational_services
Salary paid to Recipient Country Resident Temporarily Abroad: salary_resident_out_country
Salary paid to a non-resident employee in recipient country: salary_non_resident_in_country
Salary paid to a foreign national contract worker in recipient country: salary_contract_worker_in_country
Payments to social security schemes: social_security_schemes
Payments to charities and religious bodies: charities_and_religious_bodies
Donations and aid to Government: donations_and_aid_to_government
Donations and aid to private sector: donations_and_aid_to_private
Pensions: pensions
Annuities: annuities
Inheritances: inheritances
Alimony: alimony
Tax - Income tax: tax_income
Tax - VAT refunds: tax_vat_refunds
Tax - Other: tax_other
Insurance premiums (non life/short term): non_life_insurance_premiums
Insurance premiums (life): life_insurance_premiums
Dividends: dividends
Branch profits: branch_profits
Commission or brokerage: commision_or_brokerage
Rental: rental
Income earned abroad by a resident on an individual investment: individual_investment_income_from_abroad
Sale of shares: shares_sale
Sale of bonds: bonds_sale
Sale of money market instruments: money_market_instruments_sale
Repatriation of funds out of a foreign bank account: funds_repatriation_of_foreign_bank_account
Sale of mutual funds or collective investment schemes: mutual_funds_sale_or_collective_investment
Sale of overseas property: overseas_property_sale
Sale and repatriation of other investment: sale_and_repatriation_of_other_investment
Repatriation on instruction by the Central Bank: repatriation_south_african_reserve_bank_instruction
Loan made to a resident by a non-resident shareholder: resident_loan_from_non_resident_share_holder
Loan made to a resident by a non-resident third party: resident_loan_from_non_resident_third_party
Repayment by a Citizen living overseas of a loan granted by a resident: resident_loan_repayment_from_overseas_living_south_african
Repayment of a study loan: study_loan_repayment
Repayment of a shareholders loan: shareholders_loan_repayment
Repayment of a third party loan (excluding shareholders): third_party_loan_repayment
Repayment of a trade finance loan: trade_finance_loan_repayment
Proceeds received for research and development services: research_and_development_proceeds
Funding received for research and development: research_and_development_funding
Repairs and maintenance on machinery and equipment: machinary_and_equipment_repairs
Architectural, engineering and other technical services: architectural_engineering_technical_services
Agricultural, mining, waste treatment and depollution services: agrigultural_mining_waste_depollution_services
Proceeds for construction services: construction_services
Payments for telecommunication services: telecommunication_services
Payments for data, news related and news agency fees: data_news_agency_fees
Payments for passenger services - road: road_passenger_services
Payments for passenger services - rail: rail_passenger_services
Payments for passenger services - sea: sea_passenger_services
Payments for passenger services - air: air_passenger_services
Payments for freight services - road: road_freight_services
Payments for freight services - rail: rail_freight_services
Payments for freight services - sea: sea_freight_services
Payments for freight services - air: air_freight_services
Payments for postal and courier services - road: road_postal_and_courier_services
Payments for postal and courier services - rail: rail_postal_and_courier_services
Payments for postal and courier services - sea: sea_postal_and_courier_services
Payments for postal and courier services - air: air_postal_and_courier_services
Investment in listed shares: listed_shares_investment
Investment in non-listed shares: non_listed_shares_investment
Investment into money market instruments: money_market_instruments_investment
Investment into listed bonds: listed_bonds_investment
Investment into non-listed bonds: non_listed_bonds_investment
Rights assigned for licences to reproduce and/or distribute: reproduce_distribute_rights_license
Rights assigned for using patents and inventions (licensing): patents_and_investions_rights_license
Rights assigned for using patterns and designs (including industrial processes): patterns_and_designs_rights
Rights assigned for using copyrights: copyrights_rights
Rights assigned for using franchises and trademarks: franchises_and_trademarks_rights
Disposal of patents and inventions: patents_and_inventions_disposal
Disposal of patterns and designs (including industrial processes): patterns_and_designs_disposal
Disposal of copyrights: copyrights_disposal
Disposal of franchises and trademarks: franchises_and_trademarks_disposal
Sales of original manuscripts, sound recordings and films: sales_of_manuscripts_sound_recordings_films
Receipt of funds relating to the production of motion pictures, radio and television programs and musical recordings: funds_related_to_recording_productions
The outright selling of ownership rights of software: software_ownership_rights_sale
Computer-related services including maintenance, repair and consultancy: computer_services
Commercial sales of customised software and related licenses for use of customers: customised_software_sales
Commercial sales of non-customised software on physical media with periodic licence to use: non_customised_software_on_physical_media_periodic_licence_sale
Commercial sales of non-customised software provided on physical media with right to perpetual (ongoing) use: non_customised_software_on_pyisical_media_perpetual_use_sale
Commercial sales of non-customised software provided for downloading or electronically: non_customised_software_for_downloading_electronically_made_periodic_licence_salemade available with periodic license'
Commercial sales of non-customised software provided for downloading or electronically: non_customised_software_for_downloading_electronically_made_single_payment_salemade available with single payment'
Donations to Government for fixed assets: fixed_assets_donations_to_sa_government
Donations to corporate entities - fixed assets: fixed_assets_donations_to_corporate_entities
Disinvestment of property by a resident corporate entity: property_disinvestment_by_corporate_entity_resident
Proceeds for other business services not included elsewhere: other_business_services
Disinvestment by resident institutional investor - Collective Investment Scheme: institutional_investor_disinvestment
Payment for Government Services: government_services

Please note that due to regulatory reasons senders trying to create ZAR::Bank transactions are required to have the following fields on the sender present as well: street, city and postal_code

Note To accept payments in South Africa the recipient has to sign a mandate form online. The link to the form will be sent over the recipient’s mobile phone number and email address, and have to be filled out online. Once the mandate is signed it is valid for one year and the recipient doesn’t need to do these steps again. When sending funds to the same recipient please make sure their name and bank details are the same, otherwise they might be asked to sign the mandate form again.

Warning ZAR::Bank payouts are currently in beta phase.

CEMAC Region / XAF

XAF::Bank

For bank payments in Central Africa please use:

"details" : {
  "name": "Company name",
  "iban": "CM2110033052090901100045910", // IBAN format: CM21 10033 05209 0901 1000459 10
  "transfer_reason": "personal_account"
}

The current banks supported and their bank_code values are:

# Cameroon
Banque Internationale du Cameroun pour l'Epargne et le Crédit: 10001
Societe Commerciale de Banque - Cameroun: 10002
Société Générale de Banques au Cameroun: 10003
Standard Chartered Bank Cameroon: 10004
Afriland First Bank: 10005
Amity Bank Cameroon Plc.: 10006
Citibank Cameroon SA: 10007
Commercial Bank - Cameroun: 10008
Crédit Foncier du Cameroun: 10019
Société Camerounaise d'Equipement: 10020
Société Camerounaise de Crédit Automobile: 10021
Société Camerounaise de Crédit Bail: 10022
Union Bank of Cameroon Plc.: 10023
National Financial Credit Bank: 10025
Fonds de Garantie des Petites et Moyennes Entreprises: 10026
Société de Recouvrement des Créances du Cameroun: 10027
Société Nationale d'Investissement: 10028
Ecobank Cameroun: 10029
PRO-PME Financement: 10030
Africa Leasing Company: 10031
Société Financière Africaine: 10032
United Bank for Africa - Cameroon: 10033
Banque Atlantique Cameroun: 10034
BGFIBANK Cameroun SA: 10035
Banque Camerounaise des Petites et Moyennes Entreprises: 10036
WAFACASH CENTRAL AFRICA: 10037
CREDIT COMMUNAUTAIRE D'AFRIQUE BANK: 10039
BANGE BANK CAMEROUN: 10040
Crédit du Sahel: 16010
Fonds Provinciale de Refinancement: 16012
Crédit pour l'Agriculture l'Industrie et le Commerce: 30004

# Gabon
RECUEIL CERBER REVISE: 19001
Banque Internationale pour le Commerce et l'Industrie du Gabon: 40001
Union Gabonaise de Banque: 40002
BGFIBANK S.A. Gabon: 40003
Banque Gabonaise de Développement: 40004
Citibank Gabon SA: 40005
Société Gabonaise de Crédit Automobile: 40013
Société Gabonaise de Crédit Bail: 40014
Financiere Transafricaine: 40015
BICI-Bail: 40017
BGFI-Bail: 40018
Societe Nationale d'Investissement du Gabon: 40019
Orabank Gabon: 40021
BGFI-Participations: 40022
Banque de l'Habitat du Gabon: 40023
ECOBANK Gabon: 40024
United Bank for Africa - Gabon: 40025
PosteBank Gabon S.A.: 40026

# Congo
Mutuelle Congolaise d'Epargne et de Crédit - MUCODEC Congo: 30005
BGFIBank Congo: 30008
Crédit du Congo: 30011
LCB-BANK Congo: 30012
Banque Commerciale Internationale - BCI Congo: 30013
ECOBANK Congo: 30014
Banque Congolaise de l'Habitat - BCH: 30015
United Bank for Africa - UBA Congo: 30016
Banque Espirito Santo Congo - BESCO: 30017
Société Générale Congo - SGC: 30018
Banque Postale du Congo - BPC: 30019
Banque Sino-Congolaise pour l'Afrique - BSCA Bank: 30020

# Equatorial Guinea
CCEI Bank Guinée-Equatoriale: 50001
Société Générale de Banques en Guinée Equatoriale - SGBE: 50002
BGFIBANK Guinée Equatoriale: 50004
Banco Nacional de Guinea Ecuatorial: 50005
Ecobank Guinée Equatoriale: 50006

# Chad
ECOBANK Tchad: 60001
Société Générale Tchad - SGT: 60002
Commercial Bank Tchad - CBT: 60003
Banque Commerciale du Chari - BCC Tchad: 60004
Orabank Tchad: 60005
Banque Agricole et Commerciale - BAC Tchad: 60006
Banque Sahélo Saharienne pour l'Investissement et le Commerce - BSIC Tchad: 60007
United Bank for Africa Tchad: 60008
Banque de l'habitat du Tchad - BHT Tchad: 60009

List of available transfer_reasons and their corresponding keys to use:

Sending money into my own account: personal_account
Donations and gifts: donations_and_gifts
Sending money to a friend, family member or any third party person: third_party_person_account
Mortgage repayments: mortgage_repayments
Business Travel Payments: business_travel_payments
Personal Travel Payments: personal_travel_payments
Tuition fees: tuition_fees
Commission and fees for financial services: financial_commission_fees
Proceeds for financial services charged for advice provided: financial_services_proceeds
Investment into property by a foreign individual: individual_property_investments
Investment by a foreign individual - other: other_investments
Investment into property by a foreign corporate entity: corporate_property_investments
Capital payments by immigrants: immigrants_capital_payments
Legal services: legal_services
Accounting services: accounting_services
Management consulting services: consulting_services
Public relation services: public_relation_services
Advertising & market research services: ads_and_market_research_services
Managerial services: managerial_services
Medical and dental services: medical_and_dental_services
Educational services: educational_services
Operational leasing: operational_leasing
Cultural and recreational services: cultural_and_recreational_services
Salary paid to Recipient Country Resident Temporarily Abroad: salary_resident_out_country
Salary paid to a non-resident employee in recipient country: salary_non_resident_in_country
Salary paid to a foreign national contract worker in recipient country: salary_contract_worker_in_country
Payments to social security schemes: social_security_schemes
Payments to charities and religious bodies: charities_and_religious_bodies
Donations and aid to Government: donations_and_aid_to_government
Donations and aid to private sector: donations_and_aid_to_private
Pensions: pensions
Annuities: annuities
Inheritances: inheritances
Alimony: alimony
Tax - Income tax: tax_income
Tax - VAT refunds: tax_vat_refunds
Tax - Other: tax_other
Insurance premiums (non life/short term): non_life_insurance_premiums
Insurance premiums (life): life_insurance_premiums
Dividends: dividends
Branch profits: branch_profits
Commission or brokerage: commision_or_brokerage
Rental: rental
Income earned abroad by a resident on an individual investment: individual_investment_income_from_abroad
Sale of shares: shares_sale
Sale of bonds: bonds_sale
Sale of money market instruments: money_market_instruments_sale
Repatriation of funds out of a foreign bank account: funds_repatriation_of_foreign_bank_account
Sale of mutual funds or collective investment schemes: mutual_funds_sale_or_collective_investment
Sale of overseas property: overseas_property_sale
Sale and repatriation of other investment: sale_and_repatriation_of_other_investment
Repatriation on instruction by the Central Bank: repatriation_south_african_reserve_bank_instruction
Loan made to a resident by a non-resident shareholder: resident_loan_from_non_resident_share_holder
Loan made to a resident by a non-resident third party: resident_loan_from_non_resident_third_party
Repayment by a Citizen living overseas of a loan granted by a resident: resident_loan_repayment_from_overseas_living_south_african
Repayment of a study loan: study_loan_repayment
Repayment of a shareholders loan: shareholders_loan_repayment
Repayment of a third party loan (excluding shareholders): third_party_loan_repayment
Repayment of a trade finance loan: trade_finance_loan_repayment
Proceeds received for research and development services: research_and_development_proceeds
Funding received for research and development: research_and_development_funding
Repairs and maintenance on machinery and equipment: machinary_and_equipment_repairs
Architectural, engineering and other technical services: architectural_engineering_technical_services
Agricultural, mining, waste treatment and depollution services: agrigultural_mining_waste_depollution_services
Proceeds for construction services: construction_services
Payments for telecommunication services: telecommunication_services
Payments for data, news related and news agency fees: data_news_agency_fees
Payments for passenger services - road: road_passenger_services
Payments for passenger services - rail: rail_passenger_services
Payments for passenger services - sea: sea_passenger_services
Payments for passenger services - air: air_passenger_services
Payments for freight services - road: road_freight_services
Payments for freight services - rail: rail_freight_services
Payments for freight services - sea: sea_freight_services
Payments for freight services - air: air_freight_services
Payments for postal and courier services - road: road_postal_and_courier_services
Payments for postal and courier services - rail: rail_postal_and_courier_services
Payments for postal and courier services - sea: sea_postal_and_courier_services
Payments for postal and courier services - air: air_postal_and_courier_services
Investment in listed shares: listed_shares_investment
Investment in non-listed shares: non_listed_shares_investment
Investment into money market instruments: money_market_instruments_investment
Investment into listed bonds: listed_bonds_investment
Investment into non-listed bonds: non_listed_bonds_investment
Rights assigned for licences to reproduce and/or distribute: reproduce_distribute_rights_license
Rights assigned for using patents and inventions (licensing): patents_and_investions_rights_license
Rights assigned for using patterns and designs (including industrial processes): patterns_and_designs_rights
Rights assigned for using copyrights: copyrights_rights
Rights assigned for using franchises and trademarks: franchises_and_trademarks_rights
Disposal of patents and inventions: patents_and_inventions_disposal
Disposal of patterns and designs (including industrial processes): patterns_and_designs_disposal
Disposal of copyrights: copyrights_disposal
Disposal of franchises and trademarks: franchises_and_trademarks_disposal
Sales of original manuscripts, sound recordings and films: sales_of_manuscripts_sound_recordings_films
Receipt of funds relating to the production of motion pictures, radio and television programs and musical recordings: funds_related_to_recording_productions
The outright selling of ownership rights of software: software_ownership_rights_sale
Computer-related services including maintenance, repair and consultancy: computer_services
Commercial sales of customised software and related licenses for use of customers: customised_software_sales
Commercial sales of non-customised software on physical media with periodic licence to use: non_customised_software_on_physical_media_periodic_licence_sale
Commercial sales of non-customised software provided on physical media with right to perpetual (ongoing) use: non_customised_software_on_pyisical_media_perpetual_use_sale
Commercial sales of non-customised software provided for downloading or electronically: non_customised_software_for_downloading_electronically_made_periodic_licence_salemade available with periodic license'
Commercial sales of non-customised software provided for downloading or electronically: non_customised_software_for_downloading_electronically_made_single_payment_salemade available with single payment'
Donations to Government for fixed assets: fixed_assets_donations_to_sa_government
Donations to corporate entities - fixed assets: fixed_assets_donations_to_corporate_entities
Disinvestment of property by a resident corporate entity: property_disinvestment_by_corporate_entity_resident
Proceeds for other business services not included elsewhere: other_business_services
Disinvestment by resident institutional investor - Collective Investment Scheme: institutional_investor_disinvestment
Payment for Government Services: government_services

Note XAF::Bank payouts are currently in beta phase.

Kenya

KES::Bank

For Kenyan bank payments please use:

 "details": {
  "name": "Company name",
  "street": "1 Main Street",
  "city": "Nairobi", // optional
  "bank_code": "68",
  "bank_account": "1234567890",
  "relationship_to_sender": "Aunt" // optional
}

The currently supported banks and their bank codes are:

Absa Bank: 03
African Banking Corporation: 35
Bank of Africa Kenya: 19
Bank of Baroda: 06
Citibank: 16
Co-operative Bank of Kenya: 11
Consolidated Bank of Kenya: 23
Credit Bank Ltd: 25
Diamond Trust Bank: 63
DIB Bank: 75
ECO Bank Kenya: 43
Equity Bank Limited: 68
Family Bank: 70
First Community Bank: 74
Guaranty Trust Bank Kenya: 53
Guardian Bank: 55
Gulf African Bank : 72
Housing Finance Co. Kenya: 61
I&M Bank: 57
Kingdom Bank: 51
Kenya Commercial Bank: 01
KWFT Bank: 78
Mayfair Bank: 65
M-Oriental Commercial Bank Limited: 14
Middle East Bank: 18
National Bank of Kenya: 12
NCBA Bank: 07
Paramount Universal Bank Limited: 50
Prime Bank: 10
Sidian Bank: 66
Stanbic Bank Kenya: 31
Standard Chartered Bank: 02
UBA Kenya Bank Ltd: 76
Victoria Bank Limited: 54

List of available transfer_reasons and their corresponding keys to use:

Sending money into my own account: personal_account
Donations and gifts: donations_and_gifts
Sending money to a friend, family member or any third party person: third_party_person_account
Mortgage repayments: mortgage_repayments
Business Travel Payments: business_travel_payments
Personal Travel Payments: personal_travel_payments
Tuition fees: tuition_fees
Commission and fees for financial services: financial_commission_fees
Proceeds for financial services charged for advice provided: financial_services_proceeds
Investment into property by a foreign individual: individual_property_investments
Investment by a foreign individual - other: other_investments
Investment into property by a foreign corporate entity: corporate_property_investments
Capital payments by immigrants: immigrants_capital_payments
Legal services: legal_services
Accounting services: accounting_services
Management consulting services: consulting_services
Public relation services: public_relation_services
Advertising & market research services: ads_and_market_research_services
Managerial services: managerial_services
Medical and dental services: medical_and_dental_services
Educational services: educational_services
Operational leasing: operational_leasing
Cultural and recreational services: cultural_and_recreational_services
Salary paid to Recipient Country Resident Temporarily Abroad: salary_resident_out_country
Salary paid to a non-resident employee in recipient country: salary_non_resident_in_country
Salary paid to a foreign national contract worker in recipient country: salary_contract_worker_in_country
Payments to social security schemes: social_security_schemes
Payments to charities and religious bodies: charities_and_religious_bodies
Donations and aid to Government: donations_and_aid_to_government
Donations and aid to private sector: donations_and_aid_to_private
Pensions: pensions
Annuities: annuities
Inheritances: inheritances
Alimony: alimony
Tax - Income tax: tax_income
Tax - VAT refunds: tax_vat_refunds
Tax - Other: tax_other
Insurance premiums (non life/short term): non_life_insurance_premiums
Insurance premiums (life): life_insurance_premiums
Dividends: dividends
Branch profits: branch_profits
Commission or brokerage: commision_or_brokerage
Rental: rental
Income earned abroad by a resident on an individual investment: individual_investment_income_from_abroad
Sale of shares: shares_sale
Sale of bonds: bonds_sale
Sale of money market instruments: money_market_instruments_sale
Repatriation of funds out of a foreign bank account: funds_repatriation_of_foreign_bank_account
Sale of mutual funds or collective investment schemes: mutual_funds_sale_or_collective_investment
Sale of overseas property: overseas_property_sale
Sale and repatriation of other investment: sale_and_repatriation_of_other_investment
Repatriation on instruction by the Central Bank: repatriation_south_african_reserve_bank_instruction
Loan made to a resident by a non-resident shareholder: resident_loan_from_non_resident_share_holder
Loan made to a resident by a non-resident third party: resident_loan_from_non_resident_third_party
Repayment by a Citizen living overseas of a loan granted by a resident: resident_loan_repayment_from_overseas_living_south_african
Repayment of a study loan: study_loan_repayment
Repayment of a shareholders loan: shareholders_loan_repayment
Repayment of a third party loan (excluding shareholders): third_party_loan_repayment
Repayment of a trade finance loan: trade_finance_loan_repayment
Proceeds received for research and development services: research_and_development_proceeds
Funding received for research and development: research_and_development_funding
Repairs and maintenance on machinery and equipment: machinary_and_equipment_repairs
Architectural, engineering and other technical services: architectural_engineering_technical_services
Agricultural, mining, waste treatment and depollution services: agrigultural_mining_waste_depollution_services
Proceeds for construction services: construction_services
Payments for telecommunication services: telecommunication_services
Payments for data, news related and news agency fees: data_news_agency_fees
Payments for passenger services - road: road_passenger_services
Payments for passenger services - rail: rail_passenger_services
Payments for passenger services - sea: sea_passenger_services
Payments for passenger services - air: air_passenger_services
Payments for freight services - road: road_freight_services
Payments for freight services - rail: rail_freight_services
Payments for freight services - sea: sea_freight_services
Payments for freight services - air: air_freight_services
Payments for postal and courier services - road: road_postal_and_courier_services
Payments for postal and courier services - rail: rail_postal_and_courier_services
Payments for postal and courier services - sea: sea_postal_and_courier_services
Payments for postal and courier services - air: air_postal_and_courier_services
Investment in listed shares: listed_shares_investment
Investment in non-listed shares: non_listed_shares_investment
Investment into money market instruments: money_market_instruments_investment
Investment into listed bonds: listed_bonds_investment
Investment into non-listed bonds: non_listed_bonds_investment
Rights assigned for licences to reproduce and/or distribute: reproduce_distribute_rights_license
Rights assigned for using patents and inventions (licensing): patents_and_investions_rights_license
Rights assigned for using patterns and designs (including industrial processes): patterns_and_designs_rights
Rights assigned for using copyrights: copyrights_rights
Rights assigned for using franchises and trademarks: franchises_and_trademarks_rights
Disposal of patents and inventions: patents_and_inventions_disposal
Disposal of patterns and designs (including industrial processes): patterns_and_designs_disposal
Disposal of copyrights: copyrights_disposal
Disposal of franchises and trademarks: franchises_and_trademarks_disposal
Sales of original manuscripts, sound recordings and films: sales_of_manuscripts_sound_recordings_films
Receipt of funds relating to the production of motion pictures, radio and television programs and musical recordings: funds_related_to_recording_productions
The outright selling of ownership rights of software: software_ownership_rights_sale
Computer-related services including maintenance, repair and consultancy: computer_services
Commercial sales of customised software and related licenses for use of customers: customised_software_sales
Commercial sales of non-customised software on physical media with periodic licence to use: non_customised_software_on_physical_media_periodic_licence_sale
Commercial sales of non-customised software provided on physical media with right to perpetual (ongoing) use: non_customised_software_on_pyisical_media_perpetual_use_sale
Commercial sales of non-customised software provided for downloading or electronically: non_customised_software_for_downloading_electronically_made_periodic_licence_salemade available with periodic license'
Commercial sales of non-customised software provided for downloading or electronically: non_customised_software_for_downloading_electronically_made_single_payment_salemade available with single payment'
Donations to Government for fixed assets: fixed_assets_donations_to_sa_government
Donations to corporate entities - fixed assets: fixed_assets_donations_to_corporate_entities
Disinvestment of property by a resident corporate entity: property_disinvestment_by_corporate_entity_resident
Proceeds for other business services not included elsewhere: other_business_services
Disinvestment by resident institutional investor - Collective Investment Scheme: institutional_investor_disinvestment
Payment for Government Services: government_services

All senders trying to create Kenyan bank payouts need to have the following details present:

  • "identification_type" => "ID" - Values: "PP": Passport, "ID": National ID, 'DL': Driver’s License, "OT": Other
  • "identification_number" => "AB12345678"
  • "source_of_funds" => "Salary"
  • "street" => "Avenue Park"
  • "city" => "Nairobi"
  • "country" => "KE"
  • "birth_date" => "1993-07-23

Please note that the fields above are generally considered optional for senders for other payment corridors. If you wish to use an existing sender who has some of these fields missing you can provide them alongside the id or external_id field in the sender details. For example:

{
  "transaction": {
      "sender": {
        "external_id": "<id of sender>",
        "identification_type": "ID",
        "identification_number": "AB12345678",
        "source_of_funds": "Salary",
        "street" => "Avenue Park",
        "city" => "Nairobi",
        "country" => "KE",
        "birth_date" => "1993-07-23",
        (...)
      },
      (...)
    }
}

Warning KES::Bank payouts are currently in beta phase.

Egypt

EGP::Bank

For Egyptian bank payments please use:

 "details": {
  "name": "Company name",
  "street": "1 Main Street",
  "phone_number": "+201023456789", // optional
  "bank_code": "0030",
  "bank_account": "1234567890",
  "transfer_reason": "personal_account",
}

The currently supported banks and their bank codes are:

ABU DHABI COMMERCIAL BANK EGYPT: 0027
ABU DHABI ISLAMIC BANK: 0030
AHLY UNITED BANK: 0020
AL AHLI BANK OF KUWAIT - EGYPT S.A.E: 0018
AL BARAKA BANK EGYPT: 0022
ARAB AFRICAN INTERNATIONAL BANK: 0057
ARAB BANK: 0044
ARAB BANKING CORPORATION: 0040
ARAB INVESTMENT BANK: 0058
ARAB INTERNATIONAL BANK: 0056
ATTIJARIWAFA BANK - EGYPT S.A.E: 0034
BANK OF ALEXANDRIA: 0005
BANQUE DU CAIRE: 0004
BANQUE MISR: 0002
BLOM BANK EGYPT: 0013
CITIBANK: 0043
COMMERCIAL INTERNATIONAL BANK: 0010
CREDIT AGRICOLE EGYPT: 0036
EGYPT POST: 9002
EGYPTIAN ARAB LAND BANK: 0007
EGYPTIAN GULF BANK: 0029
EMIRATES NATIONAL BANK OF DUBAI: 0014
EXPORT DEVELOPMENT BANK OF EGYPT: 0061
FAISAL ISLAMIC BANK OF EGYPT: 0059
FIRST ABU DHABI BANK (formerly NATIONAL BANK OF ABU DHABI): 0019
HOUSING AND DEVELOPMENT BANK: 0038
HSBC: 0025
INDUSTRIAL DEVELOPMENT BANK OF EGYPT: 0008
MASHREQ BANK: 0046
MISR IRAN DEVELOPMENT BANK: 0033
NATIONAL BANK OF EGYPT: 0003
NATIONAL BANK OF GREECE: 0048
NATIONAL BANK OF KUWAIT-EGYPT: 0023
PRINCIPAL BANK FOR DEVELOPMENT AND AGRI.: 0009
QATAR NATIONAL BANK ALAHLI: 0037
SOCIETE ARABE INTER. DE BANQUE: 0035
SUEZ CANAL BANK: 0017
UNITED BANK: 0031

List of available transfer_reasons and their corresponding keys to use:

Sending money into my own account: personal_account
Donations and gifts: donations_and_gifts
Sending money to a friend, family member or any third party person: third_party_person_account
Mortgage repayments: mortgage_repayments
Business Travel Payments: business_travel_payments
Personal Travel Payments: personal_travel_payments
Tuition fees: tuition_fees
Commission and fees for financial services: financial_commission_fees
Proceeds for financial services charged for advice provided: financial_services_proceeds
Investment into property by a foreign individual: individual_property_investments
Investment by a foreign individual - other: other_investments
Investment into property by a foreign corporate entity: corporate_property_investments
Capital payments by immigrants: immigrants_capital_payments
Legal services: legal_services
Accounting services: accounting_services
Management consulting services: consulting_services
Public relation services: public_relation_services
Advertising & market research services: ads_and_market_research_services
Managerial services: managerial_services
Medical and dental services: medical_and_dental_services
Educational services: educational_services
Operational leasing: operational_leasing
Cultural and recreational services: cultural_and_recreational_services
Salary paid to Recipient Country Resident Temporarily Abroad: salary_resident_out_country
Salary paid to a non-resident employee in recipient country: salary_non_resident_in_country
Salary paid to a foreign national contract worker in recipient country: salary_contract_worker_in_country
Payments to social security schemes: social_security_schemes
Payments to charities and religious bodies: charities_and_religious_bodies
Donations and aid to Government: donations_and_aid_to_government
Donations and aid to private sector: donations_and_aid_to_private
Pensions: pensions
Annuities: annuities
Inheritances: inheritances
Alimony: alimony
Tax - Income tax: tax_income
Tax - VAT refunds: tax_vat_refunds
Tax - Other: tax_other
Insurance premiums (non life/short term): non_life_insurance_premiums
Insurance premiums (life): life_insurance_premiums
Dividends: dividends
Branch profits: branch_profits
Commission or brokerage: commision_or_brokerage
Rental: rental
Income earned abroad by a resident on an individual investment: individual_investment_income_from_abroad
Sale of shares: shares_sale
Sale of bonds: bonds_sale
Sale of money market instruments: money_market_instruments_sale
Repatriation of funds out of a foreign bank account: funds_repatriation_of_foreign_bank_account
Sale of mutual funds or collective investment schemes: mutual_funds_sale_or_collective_investment
Sale of overseas property: overseas_property_sale
Sale and repatriation of other investment: sale_and_repatriation_of_other_investment
Repatriation on instruction by the Central Bank: repatriation_south_african_reserve_bank_instruction
Loan made to a resident by a non-resident shareholder: resident_loan_from_non_resident_share_holder
Loan made to a resident by a non-resident third party: resident_loan_from_non_resident_third_party
Repayment by a Citizen living overseas of a loan granted by a resident: resident_loan_repayment_from_overseas_living_south_african
Repayment of a study loan: study_loan_repayment
Repayment of a shareholders loan: shareholders_loan_repayment
Repayment of a third party loan (excluding shareholders): third_party_loan_repayment
Repayment of a trade finance loan: trade_finance_loan_repayment
Proceeds received for research and development services: research_and_development_proceeds
Funding received for research and development: research_and_development_funding
Repairs and maintenance on machinery and equipment: machinary_and_equipment_repairs
Architectural, engineering and other technical services: architectural_engineering_technical_services
Agricultural, mining, waste treatment and depollution services: agrigultural_mining_waste_depollution_services
Proceeds for construction services: construction_services
Payments for telecommunication services: telecommunication_services
Payments for data, news related and news agency fees: data_news_agency_fees
Payments for passenger services - road: road_passenger_services
Payments for passenger services - rail: rail_passenger_services
Payments for passenger services - sea: sea_passenger_services
Payments for passenger services - air: air_passenger_services
Payments for freight services - road: road_freight_services
Payments for freight services - rail: rail_freight_services
Payments for freight services - sea: sea_freight_services
Payments for freight services - air: air_freight_services
Payments for postal and courier services - road: road_postal_and_courier_services
Payments for postal and courier services - rail: rail_postal_and_courier_services
Payments for postal and courier services - sea: sea_postal_and_courier_services
Payments for postal and courier services - air: air_postal_and_courier_services
Investment in listed shares: listed_shares_investment
Investment in non-listed shares: non_listed_shares_investment
Investment into money market instruments: money_market_instruments_investment
Investment into listed bonds: listed_bonds_investment
Investment into non-listed bonds: non_listed_bonds_investment
Rights assigned for licences to reproduce and/or distribute: reproduce_distribute_rights_license
Rights assigned for using patents and inventions (licensing): patents_and_investions_rights_license
Rights assigned for using patterns and designs (including industrial processes): patterns_and_designs_rights
Rights assigned for using copyrights: copyrights_rights
Rights assigned for using franchises and trademarks: franchises_and_trademarks_rights
Disposal of patents and inventions: patents_and_inventions_disposal
Disposal of patterns and designs (including industrial processes): patterns_and_designs_disposal
Disposal of copyrights: copyrights_disposal
Disposal of franchises and trademarks: franchises_and_trademarks_disposal
Sales of original manuscripts, sound recordings and films: sales_of_manuscripts_sound_recordings_films
Receipt of funds relating to the production of motion pictures, radio and television programs and musical recordings: funds_related_to_recording_productions
The outright selling of ownership rights of software: software_ownership_rights_sale
Computer-related services including maintenance, repair and consultancy: computer_services
Commercial sales of customised software and related licenses for use of customers: customised_software_sales
Commercial sales of non-customised software on physical media with periodic licence to use: non_customised_software_on_physical_media_periodic_licence_sale
Commercial sales of non-customised software provided on physical media with right to perpetual (ongoing) use: non_customised_software_on_pyisical_media_perpetual_use_sale
Commercial sales of non-customised software provided for downloading or electronically: non_customised_software_for_downloading_electronically_made_periodic_licence_salemade available with periodic license'
Commercial sales of non-customised software provided for downloading or electronically: non_customised_software_for_downloading_electronically_made_single_payment_salemade available with single payment'
Donations to Government for fixed assets: fixed_assets_donations_to_sa_government
Donations to corporate entities - fixed assets: fixed_assets_donations_to_corporate_entities
Disinvestment of property by a resident corporate entity: property_disinvestment_by_corporate_entity_resident
Proceeds for other business services not included elsewhere: other_business_services
Disinvestment by resident institutional investor - Collective Investment Scheme: institutional_investor_disinvestment
Payment for Government Services: government_services

Note: Only Individual senders (C2B) can be used for Egyptian bank payouts. Support for business senders (B2B) is coming soon!

Individual Senders trying to create Egyptian bank payouts need to have the following details present:

  • "identification_type" => "ID"
  • "identification_number" => "AB12345678"
  • "street" => "1, Main Street"
  • "birth_date" => "1983-01-01"

The accepted identification_types are:

  DL (Driving License)
  PP (Passport)
  ID (National ID)
  OT (Other)

Please note that the fields above are generally considered optional for senders for other payment corridors. If you wish to use an existing sender who has some of these fields missing you can provide them alongside the id or external_id field in the sender details. For example:

  {
    "transaction": {
      "sender": {
        "external_id": "<id of sender>",
        "identification_type": "ID",
        "identification_number": "AB12345678",
        "phone_number" => "+201023456789",
        "email" => "test.sender@email.com",
        "street" => "1, Main Street",
        "birth_date" => "1983-01-01",
        (...)
      },
      (...)
    }
  }

Warning EGP::Bank payouts are currently in beta phase.

Nigeria

NGN::Bank

For Nigerian bank payments please use:

"details": {
  "name": "Company name",
  "bank_code": "058", 
  "bank_account": "123456789"
}

The valid bank_code values are:

9 Payment Service Bank Limited: B97
Access Bank: 044
Carbon / One Finance: 565
Citi Bank Group: 023
EcoBank: 050
Fairmoney Microfinance Bank LTD: E30
FCMB Bank: 214
Fidelity Bank: 070
First Bank of Nigeria: 011
Globus Bank Limited: 103
Go Money: 326
Guaranty Trust Bank : 058
Heritage Bank: 030
Hope PSBank: C12
Jaiz Bank: 301
Keystone: 082
Kuda Microfinance Bank: 611
Lotus Bank Limited: 303
Moneymaster Payment Service Bank Limited: D86
Moniepoint Microfinance Bank: 993
Opay: 305
Palmpay: B54
Parallex Bank Limited: 104
Polaris Bank: 076
Providus Bank: 101
Stanbic IBTC Bank: 039
Standard Chartered Bank PLC: 068
Sterling bank: 232
Suntrust Bank: 100
Taj Bank Limited: 302
Titan Trust Bank Limited: 102
Union Bank: 032
United Bank for Africa: 033
Unity Bank: 215
VFD Microfinance Bank: 566
Wema Bank: 035
Zenith International: 057

Note! Diamond Bank was merged with Access Bank in 2019. For Diamond Bank recipients please use Access Bank as the bank code

Uganda

UGX::Bank

For Ugandan bank payments please use:

"details": {
  "name": "Company name",
  "street": "1 Old Taxi Park",
  "city": "Kampala",
  "postal_code": "10102", // optional
  "bank_account": "1234567890",
  "branch_code": "130547",
  "transfer_reason": "personal_account", 
  "registration_number": "3081900101123411"
}

The current supported banks and their associated branch_codes are:

  ABC CAPITAL BANK LTD Head Office: 31001

  BANK OF AFRICA Arua Branch: 130854
  BANK OF AFRICA Equatoria Branch: 130247
  BANK OF AFRICA Head Office: 130447
  BANK OF AFRICA Jinja Branch: 130341
  BANK OF AFRICA Kampala Road: 130747
  BANK OF AFRICA Lira Branch: 131155
  BANK OF AFRICA Main Branch: 130147
  BANK OF AFRICA Mbale Branch: 131042
  BANK OF AFRICA Mbarara Branch: 131262
  BANK OF AFRICA Ndeeba Branch: 130647
  BANK OF AFRICA Ntinda Branch: 130947
  BANK OF AFRICA The Park Branch: 130547

  BANK OF BARODA Iganga Branch: 20241
  BANK OF BARODA Jinja Branch: 20141
  BANK OF BARODA Kampala Main Branch: 20147
  BANK OF BARODA Kansanga Branch: 20347
  BANK OF BARODA Kawempe Branch: 20447
  BANK OF BARODA Lira Branch: 20155
  BANK OF BARODA Mbale Branch: 20142
  BANK OF BARODA Mbarara Branch: 20162
  BANK OF BARODA Mukono Branch: 20547
  BANK OF BARODA Railway Station Branch: 20247

  BANK OF INDIA Head Office: 34047

  BANK OF UGANDA Kampala Road: 990147

  BARCLAYS BANK OF UGANDA Abaita Ababiri: 13547
  BARCLAYS BANK OF UGANDA Airport: 17547
  BARCLAYS BANK OF UGANDA Arua Branch: 12654
  BARCLAYS BANK OF UGANDA Bugolobi Branch: 10347
  BARCLAYS BANK OF UGANDA Busia Town Branch: 11242
  BARCLAYS BANK OF UGANDA Bussia Border Branch: 18442
  BARCLAYS BANK OF UGANDA Entebbe Town: 14147
  BARCLAYS BANK OF UGANDA Fort Portal Branch: 14360
  BARCLAYS BANK OF UGANDA Garden City Prestige Centre: 11547
  BARCLAYS BANK OF UGANDA Garden City: 10447
  BARCLAYS BANK OF UGANDA Gulu Branch: 13255
  BARCLAYS BANK OF UGANDA Hannington Road: 12047
  BARCLAYS BANK OF UGANDA Head Office: 13847
  BARCLAYS BANK OF UGANDA Hoima Branch: 13055
  BARCLAYS BANK OF UGANDA Iganga Branch: 12741
  BARCLAYS BANK OF UGANDA Ishaka Branch: 17762
  BARCLAYS BANK OF UGANDA Jinja Branch: 14741
  BARCLAYS BANK OF UGANDA Kabale Branch: 13361
  BARCLAYS BANK OF UGANDA Kampala Road Branch: 13447
  BARCLAYS BANK OF UGANDA Kamwokya Branch: 15847
  BARCLAYS BANK OF UGANDA Kansanga Branch: 15647
  BARCLAYS BANK OF UGANDA Kasese Branch: 11860
  BARCLAYS BANK OF UGANDA Katwe Branch: 16447
  BARCLAYS BANK OF UGANDA Kawempe Branch: 10147
  BARCLAYS BANK OF UGANDA Kitgum Branch: 17355
  BARCLAYS BANK OF UGANDA Koboko Branch: 14954
  BARCLAYS BANK OF UGANDA Lira Branch: 12555
  BARCLAYS BANK OF UGANDA Lubowa Branch: 16147
  BARCLAYS BANK OF UGANDA Lugazi Branch: 15541
  BARCLAYS BANK OF UGANDA Lugogo Branch: 12347
  BARCLAYS BANK OF UGANDA Luwuum Street Branch: 12847
  BARCLAYS BANK OF UGANDA Malaba Branch: 11642
  BARCLAYS BANK OF UGANDA Masaka Branch: 13134
  BARCLAYS BANK OF UGANDA Masindi Branch: 12955
  BARCLAYS BANK OF UGANDA Mbale Branch: 12442
  BARCLAYS BANK OF UGANDA Mbarara Branch: 14062
  BARCLAYS BANK OF UGANDA Mukono: 10847
  BARCLAYS BANK OF UGANDA Nakawa Branch: 13947
  BARCLAYS BANK OF UGANDA Nankulabye: 11947
  BARCLAYS BANK OF UGANDA Nansana: 11147
  BARCLAYS BANK OF UGANDA Natete Branch: 12147
  BARCLAYS BANK OF UGANDA Ndeeba: 10647
  BARCLAYS BANK OF UGANDA Nkozi: 16234
  BARCLAYS BANK OF UGANDA Ntinda: 16947
  BARCLAYS BANK OF UGANDA Oasis Mall: 10947
  BARCLAYS BANK OF UGANDA Old Kampala Branch: 15047
  BARCLAYS BANK OF UGANDA Owino Branch: 14847
  BARCLAYS BANK OF UGANDA Park Royale Branch: 10247
  BARCLAYS BANK OF UGANDA Parliament Avenue: 11747
  BARCLAYS BANK OF UGANDA Prime Implex Plaza: 12247
  BARCLAYS BANK OF UGANDA Rubaga: 10547
  BARCLAYS BANK OF UGANDA Rwenzori Courts: 13747
  BARCLAYS BANK OF UGANDA Shauriyako Branch: 11347
  BARCLAYS BANK OF UGANDA Soroti Branch: 18042
  BARCLAYS BANK OF UGANDA Tankhill Parade Branch: 13647
  BARCLAYS BANK OF UGANDA Tororo Branch: 11442
  BARCLAYS BANK OF UGANDA Wandegeya Branch: 15747

  CAIRO INTERNATIONAL BANK Kampala Branch: 180147
  CAIRO INTERNATIONAL BANK Kikuubo Branch: 180247

  CENTENARY RURAL DEVELOPMENT Arua Branch: 162054
  CENTENARY RURAL DEVELOPMENT Bugiri Branch: 164642
  CENTENARY RURAL DEVELOPMENT Bwaise Branch: 162447
  CENTENARY RURAL DEVELOPMENT Corporate Branch: 162247
  CENTENARY RURAL DEVELOPMENT Entebbe Road Branch: 163047
  CENTENARY RURAL DEVELOPMENT Fortportal Branch: 165560
  CENTENARY RURAL DEVELOPMENT GHoima Branch: 168047
  CENTENARY RURAL DEVELOPMENT GMbarara Branch: 165062
  CENTENARY RURAL DEVELOPMENT Gulu Branch: 167555
  CENTENARY RURAL DEVELOPMENT Head Office Branch: 168547
  CENTENARY RURAL DEVELOPMENT Ibanda Branch: 165262
  CENTENARY RURAL DEVELOPMENT Ishaka Branch: 166562
  CENTENARY RURAL DEVELOPMENT Kabale Branch: 167061
  CENTENARY RURAL DEVELOPMENT Kapchorwa: 163242
  CENTENARY RURAL DEVELOPMENT Kasese Branch: 161560
  CENTENARY RURAL DEVELOPMENT Kiboga Branch: 169147
  CENTENARY RURAL DEVELOPMENT Kitgum Branch: 167455
  CENTENARY RURAL DEVELOPMENT Kyenjonjo Branch: 165660
  CENTENARY RURAL DEVELOPMENT Kyotera Branch: 166034
  CENTENARY RURAL DEVELOPMENT Lira Branch: 161055
  CENTENARY RURAL DEVELOPMENT Masaka Branch: 164034
  CENTENARY RURAL DEVELOPMENT Masindi Branch: 168147
  CENTENARY RURAL DEVELOPMENT Mbale Branch: 163142
  CENTENARY RURAL DEVELOPMENT Mityana Branch: 169047
  CENTENARY RURAL DEVELOPMENT Mukono Branch: 164247
  CENTENARY RURAL DEVELOPMENT Nakivubo Road Branch: 162147
  CENTENARY RURAL DEVELOPMENT Namirembe Road Branch: 162547
  CENTENARY RURAL DEVELOPMENT Nateete Branch: 162847
  CENTENARY RURAL DEVELOPMENT Nebbi Branch: 167654
  CENTENARY RURAL DEVELOPMENT Ntungamo: 165362
  CENTENARY RURAL DEVELOPMENT Rukungiri Branch: 165162
  CENTENARY RURAL DEVELOPMENT Soroti Branch: 164542
  CENTENARY RURAL DEVELOPMENT Tororo Branch: 169542
  CENTENARY RURAL DEVELOPMENT Wakiso Branch: 163447
  CENTENARY RURAL DEVELOPMENT Wobulenzi Branch: 163547

  CITIBANK Head Office: 220147

  COMMERCIAL BANK OF AFRICA Head Office: 36001

  CRANE BANK Gulu Branch: 170255
  CRANE BANK Iganga Branch: 170241
  CRANE BANK Jinja Branch: 170141
  CRANE BANK Kabale Branch: 170161
  CRANE BANK Kampala Branch: 170147
  CRANE BANK Lira Branch: 170155
  CRANE BANK Mbale Branch: 170142
  CRANE BANK Mbarara Branch: 170162

  DFCU Bank Acacia Avenue: 50647
  DFCU Bank Arua Branch: 50454
  DFCU Bank Bugolobi Branch: 54147
  DFCU Bank Dokolo Branch: 54755
  DFCU Bank Gulu Branch: 50955
  DFCU Bank Hoima Branch: 51360
  DFCU Bank Impala Branch: 50147
  DFCU Bank Isingiro Branch: 54862
  DFCU Bank Jinja Branch: 54641
  DFCU Bank Jinja Road Branch: 50747
  DFCU Bank Kikubo Branch: 54247
  DFCU Bank Lira Branch: 50555
  DFCU Bank Makerere University: 50847
  DFCU Bank Masaka Branch: 50334
  DFCU Bank Mbale Branch: 51142
  DFCU Bank Mbarara Branch: 51262
  DFCU Bank Nakasero Branch: 54447
  DFCU Bank Ndeeba Branch: 54547
  DFCU Bank Nsambya Branch: 51047
  DFCU Bank Owino Branch: 54347
  DFCU Bank Pader Branch: 54055
  DFCU Bank William Street Branch: 50247
  DFCU Bank kitgum Branch: 51455

  DIAMOND TRUST BANK Arua Branch: 190854
  DIAMOND TRUST BANK Busia Branch: 191047
  DIAMOND TRUST BANK Industrial Area Branch: 190947
  DIAMOND TRUST BANK Jinja Branch: 190641
  DIAMOND TRUST BANK Kampala Road Main Branch: 190147
  DIAMOND TRUST BANK Kikuubo Branch: 190247
  DIAMOND TRUST BANK Kitintale Branch: 190547
  DIAMOND TRUST BANK Lira Branch: 191247
  DIAMOND TRUST BANK Malaba Branch: 191347
  DIAMOND TRUST BANK Nakumatt Oasis Mall Branch: 191447
  DIAMOND TRUST BANK Ndeeba Branch: 191147
  DIAMOND TRUST BANK Ntinda Branch: 190747
  DIAMOND TRUST BANK Old Kampala Branch: 190347
  DIAMOND TRUST BANK Wandegeya Branch: 190447

  ECOBANK (U) LTD Bombo Road: 29004
  ECOBANK (U) LTD Bugema University: 29009
  ECOBANK (U) LTD Entebbe: 29005
  ECOBANK (U) LTD Forest Mall Lugogo: 29011
  ECOBANK (U) LTD Head office Branch: 29998
  ECOBANK (U) LTD Jinja: 29013
  ECOBANK (U) LTD Kikuubo: 29002
  ECOBANK (U) LTD Kyambogo University: 29010
  ECOBANK (U) LTD Mukono: 29003
  ECOBANK (U) LTD Ndeeba: 29006
  ECOBANK (U) LTD Oasis: 29007
  ECOBANK (U) LTD Wandegeya: 29008

  EQUITY BANK Adjumani: 301954
  EQUITY BANK Arua Park: 303847
  EQUITY BANK Bombo: 300647
  EQUITY BANK Bukuya: 301847
  EQUITY BANK Busia: 300842
  EQUITY BANK Busiika: 301747
  EQUITY BANK Bwera: 302160
  EQUITY BANK Hoima: 302655
  EQUITY BANK Jinja Road: 300247
  EQUITY BANK Jinja: 302741
  EQUITY BANK Kabalagala: 303547
  EQUITY BANK Kajjansi: 301047
  EQUITY BANK Kalwere: 304147
  EQUITY BANK Kamwokya: 300147
  EQUITY BANK Kasangati: 300447
  EQUITY BANK Katwe: 300347
  EQUITY BANK Kawempe: 304247
  EQUITY BANK Kayunga: 300547
  EQUITY BANK Kiboga: 302347
  EQUITY BANK Kisizi: 302061
  EQUITY BANK Kisoro: 300747
  EQUITY BANK KyNigeriaera: 301247
  EQUITY BANK Lira: 302955
  EQUITY BANK Luwero: 301147
  EQUITY BANK Lyantonde: 301362
  EQUITY BANK Market Street: 303247
  EQUITY BANK Masindi: 302855
  EQUITY BANK Mbarara: 303162
  EQUITY BANK Mityana: 301647
  EQUITY BANK Mubende: 303047
  EQUITY BANK Nakawa: 300947
  EQUITY BANK Nakulabye: 303947
  EQUITY BANK Ndeeba: 303447
  EQUITY BANK New Taxi Park: 304047
  EQUITY BANK Oasis: 303647
  EQUITY BANK Rushere: 302562
  EQUITY BANK Tirinyi: 301442
  EQUITY BANK Tororo: 301542
  EQUITY BANK Venus Plaza: 303347
  EQUITY BANK William Street: 303747
  EQUITY BANK Zirobwe: 302247

  FINCA UGANDA Head Office: 53001

  GLOBAL TRUST BANK Bwaise Branch: 240647
  GLOBAL TRUST BANK Head Office: 240147
  GLOBAL TRUST BANK Mbale Branch: 240742
  GLOBAL TRUST BANK Mukono Branch: 240547
  GLOBAL TRUST BANK Nakivubo Branch: 240247
  GLOBAL TRUST BANK Natete Branch: 240447
  GLOBAL TRUST BANK Paidha Branch: 240954
  GLOBAL TRUST BANK Pallisa Branch: 240842
  GLOBAL TRUST BANK Parliament Branch: 240347

  GUARANTEE TRUST BANK Buganda Road Branch: 271147
  GUARANTEE TRUST BANK Head Office: 270147
  GUARANTEE TRUST BANK Kabale Branch: 271361
  GUARANTEE TRUST BANK Mbarara Branch: 271462
  GUARANTEE TRUST BANK Nakivubo Branch: 271247
  GUARANTEE TRUST BANK Owino Branch: 271547

  HOUSING FINANCE BANK Arua Branch: 230754
  HOUSING FINANCE BANK Kampala Road: 230147
  HOUSING FINANCE BANK Mbale Branch: 230842
  HOUSING FINANCE BANK Mbarara Branch: 230562
  HOUSING FINANCE BANK Nakasero Branch: 230247
  HOUSING FINANCE BANK Namuwongo Branch: 230347
  HOUSING FINANCE BANK Ntinda Branch: 230447

  IMPERIAL BANK Kyaggwe Road: 320247

  KCB BANK UGANDA LTD Arua: 253354
  KCB BANK UGANDA LTD Ben Kiwanuka Branch: 253547
  KCB BANK UGANDA LTD Elgon Masaba: 255042
  KCB BANK UGANDA LTD Fort Portal Branch: 253960
  KCB BANK UGANDA LTD Gulu Branch: 253855
  KCB BANK UGANDA LTD Head Office: 252947
  KCB BANK UGANDA LTD Hoima Branch: 253655
  KCB BANK UGANDA LTD Jinja: 255141
  KCB BANK UGANDA LTD Kampala Road Branch: 253047
  KCB BANK UGANDA LTD Lira Branch: 253155
  KCB BANK UGANDA LTD Luwum Street Branch: 253247
  KCB BANK UGANDA LTD Mbarara Branch: 253462
  KCB BANK UGANDA LTD Oasis Mall Branch: 253747
  KCB BANK UGANDA LTD Sixth Street: 255247

  NATIONAL BANK OF COMMERCE Kabale Branch: 150161
  NATIONAL BANK OF COMMERCE Kampala Branch: 150147

  NC BANK UGANDA Head Office Rwenzori Towers: 350147

  OPPORTUNITY BANK UGNADA Head Office: 61001

  ORIENT BANK Entebbe Airport Branch: 110747
  ORIENT BANK Entebbe Town Branch: 110647
  ORIENT BANK Jinja Branch: 110241
  ORIENT BANK Kawempe Branch: 110847
  ORIENT BANK Main Branch: 110147
  ORIENT BANK Mbale Branch: 110942
  ORIENT BANK Nkrumah Road Branch: 110447
  ORIENT BANK William Street Branch: 110547

  POST BANK UGANDA Head Office: 56001

  PRIDE MICROFINANCE Head Office: 57001

  STANBIC BANK Stanbic Bank: 031085 // Main Stanbic Branch
  STANBIC BANK Adumani Branch: 46654
  STANBIC BANK Apac Branch: 46055
  STANBIC BANK Arua Branch: 46254
  STANBIC BANK Budibugyo Branch: 45560
  STANBIC BANK Buliisa: 47955
  STANBIC BANK Bushenyi Branch: 44162
  STANBIC BANK Busia Branch: 43042
  STANBIC BANK Bwamiramira: 45847
  STANBIC BANK City Branch: 40847
  STANBIC BANK Entebbe Airport: 41847
  STANBIC BANK Entebbe Main Branch: 41747
  STANBIC BANK Forest Mall: 47847
  STANBIC BANK Fortportal Branch: 45360
  STANBIC BANK Garden City: 40647
  STANBIC BANK Gulu Branch: 45955
  STANBIC BANK Head Office: 40047
  STANBIC BANK Hoima Branch: 45755
  STANBIC BANK IBC: 40147
  STANBIC BANK IPS Branch: 40447
  STANBIC BANK Ibanda Branch: 43962
  STANBIC BANK Iganga Branch: 42741
  STANBIC BANK Industrial Area Branch: 48347
  STANBIC BANK Ishaka Branch: 44062
  STANBIC BANK Jinja Main Branch: 42641
  STANBIC BANK Kabalagala Branch: 48247
  STANBIC BANK Kabale Branch: 44861
  STANBIC BANK Kabwohe Branch: 44362
  STANBIC BANK Kakira Branch: 47341
  STANBIC BANK Kalangala Branch: 45134
  STANBIC BANK Kampala Corporate Branch: 40247
  STANBIC BANK Kamuli Branch: 42841
  STANBIC BANK KamwNigeriae Branch: 48048
  STANBIC BANK Kapchorwa Branch: 43342
  STANBIC BANK Kasese Branch: 45460
  STANBIC BANK Katwe Branch: 41047
  STANBIC BANK Kiboga: 42547
  STANBIC BANK Kigumba Branch: 47055
  STANBIC BANK Kihihi Branch: 45061
  STANBIC BANK Kikuubo: 41147
  STANBIC BANK Kinyara Branch: 46855
  STANBIC BANK Kireka: 40947
  STANBIC BANK Kisoro Branch: 44761
  STANBIC BANK Kitgum Branch: 46755
  STANBIC BANK Koboko Branch: 47254
  STANBIC BANK Kotido Branch: 45242
  STANBIC BANK Kumi Branch: 43742
  STANBIC BANK Kyambogo: 41347
  STANBIC BANK Kyotera Branch: 44537
  STANBIC BANK Lira Branch: 46155
  STANBIC BANK Lugazi Branch: 42447
  STANBIC BANK Lugogo: 40347
  STANBIC BANK Luwero Branch: 42047
  STANBIC BANK Lyantonde Branch: 44662
  STANBIC BANK Makerere University Branch: 41647
  STANBIC BANK Malaba Branch: 43142
  STANBIC BANK Masaka Branch: 44434
  STANBIC BANK Masindi Branch: 45655
  STANBIC BANK Mbale Branch: 43242
  STANBIC BANK Mbarara Branch: 43862
  STANBIC BANK Mityana Branch: 42247
  STANBIC BANK Moroto Branch: 43542
  STANBIC BANK Moyo Branch: 46454
  STANBIC BANK Mpigi Branch: 42147
  STANBIC BANK Mubende Branch: 42347
  STANBIC BANK Mukono Branch: 41947
  STANBIC BANK Mulago Branch: 46947
  STANBIC BANK Mutukula: 47434
  STANBIC BANK Nakasero: 47647
  STANBIC BANK Nakivubo: 41447
  STANBIC BANK Nateete Branch: 48147
  STANBIC BANK Nebbi Branch: 46354
  STANBIC BANK Ntinda Branch: 47747
  STANBIC BANK Ntungamo Branch: 44262
  STANBIC BANK OPC: 40547
  STANBIC BANK Pader Branch: 40755
  STANBIC BANK Pakwach Branch: 46555
  STANBIC BANK Pallisa Branch: 43442
  STANBIC BANK Rukungiri Branch: 44961
  STANBIC BANK Soroti Branch: 43642
  STANBIC BANK Stanbic Bank Nakawa: 41247
  STANBIC BANK Tororo Branch: 42942
  STANBIC BANK Wandegeya: 41547
  STANBIC BANK William Street: 47547

  STANDARD CHARTERED BANK Garden City: 80847
  STANDARD CHARTERED BANK Gulu Branch: 81155
  STANDARD CHARTERED BANK Jinja Branch: 80641
  STANDARD CHARTERED BANK Kampala City Branch: 80347
  STANDARD CHARTERED BANK Kampala Head Office: 80147
  STANDARD CHARTERED BANK Kampala SpKenya Road Branch: 80247
  STANDARD CHARTERED BANK Kikuubo Branch: 80947
  STANDARD CHARTERED BANK Lugogo Branch: 80747
  STANDARD CHARTERED BANK Mbale Branch: 80562
  STANDARD CHARTERED BANK Mbarara Branch: 80442
  STANDARD CHARTERED BANK Ntinda Branch: 81047

  TROPICAL BANK OF AFRICA Jinja Branch: 60241
  TROPICAL BANK OF AFRICA Kampala Main: 60147
  TROPICAL BANK OF AFRICA Kansanga Branch: 60647
  TROPICAL BANK OF AFRICA Kawempe BranchÂ: 60747
  TROPICAL BANK OF AFRICA Masaka Branch: 60334
  TROPICAL BANK OF AFRICA Nakivubo Branch: 60547
  TROPICAL BANK OF AFRICA Ntinda Branch: 60447
  TROPICAL BANK OF AFRICA Oasis Mall Branch: 60847

  UBA BANK Fortportal: 260960
  UBA BANK Jinja Branch: 260641
  UBA BANK Jinja Road Branch: 260147
  UBA BANK Kansanga Branch: 260547
  UBA BANK Masaka road Branch: 260447
  UBA BANK Mbale Branch: 260742
  UBA BANK Mbarara Branch: 260862
  UBA BANK Mukono Branch: 260347
  UBA BANK William Street Branch: 260247

List of available transfer_reasons and their corresponding keys to use:

Sending money into my own account: personal_account
Donations and gifts: donations_and_gifts
Sending money to a friend, family member or any third party person: third_party_person_account
Mortgage repayments: mortgage_repayments
Business Travel Payments: business_travel_payments
Personal Travel Payments: personal_travel_payments
Tuition fees: tuition_fees
Commission and fees for financial services: financial_commission_fees
Proceeds for financial services charged for advice provided: financial_services_proceeds
Investment into property by a foreign individual: individual_property_investments
Investment by a foreign individual - other: other_investments
Investment into property by a foreign corporate entity: corporate_property_investments
Capital payments by immigrants: immigrants_capital_payments
Legal services: legal_services
Accounting services: accounting_services
Management consulting services: consulting_services
Public relation services: public_relation_services
Advertising & market research services: ads_and_market_research_services
Managerial services: managerial_services
Medical and dental services: medical_and_dental_services
Educational services: educational_services
Operational leasing: operational_leasing
Cultural and recreational services: cultural_and_recreational_services
Salary paid to Recipient Country Resident Temporarily Abroad: salary_resident_out_country
Salary paid to a non-resident employee in recipient country: salary_non_resident_in_country
Salary paid to a foreign national contract worker in recipient country: salary_contract_worker_in_country
Payments to social security schemes: social_security_schemes
Payments to charities and religious bodies: charities_and_religious_bodies
Donations and aid to Government: donations_and_aid_to_government
Donations and aid to private sector: donations_and_aid_to_private
Pensions: pensions
Annuities: annuities
Inheritances: inheritances
Alimony: alimony
Tax - Income tax: tax_income
Tax - VAT refunds: tax_vat_refunds
Tax - Other: tax_other
Insurance premiums (non life/short term): non_life_insurance_premiums
Insurance premiums (life): life_insurance_premiums
Dividends: dividends
Branch profits: branch_profits
Commission or brokerage: commision_or_brokerage
Rental: rental
Income earned abroad by a resident on an individual investment: individual_investment_income_from_abroad
Sale of shares: shares_sale
Sale of bonds: bonds_sale
Sale of money market instruments: money_market_instruments_sale
Repatriation of funds out of a foreign bank account: funds_repatriation_of_foreign_bank_account
Sale of mutual funds or collective investment schemes: mutual_funds_sale_or_collective_investment
Sale of overseas property: overseas_property_sale
Sale and repatriation of other investment: sale_and_repatriation_of_other_investment
Repatriation on instruction by the Central Bank: repatriation_south_african_reserve_bank_instruction
Loan made to a resident by a non-resident shareholder: resident_loan_from_non_resident_share_holder
Loan made to a resident by a non-resident third party: resident_loan_from_non_resident_third_party
Repayment by a Citizen living overseas of a loan granted by a resident: resident_loan_repayment_from_overseas_living_south_african
Repayment of a study loan: study_loan_repayment
Repayment of a shareholders loan: shareholders_loan_repayment
Repayment of a third party loan (excluding shareholders): third_party_loan_repayment
Repayment of a trade finance loan: trade_finance_loan_repayment
Proceeds received for research and development services: research_and_development_proceeds
Funding received for research and development: research_and_development_funding
Repairs and maintenance on machinery and equipment: machinary_and_equipment_repairs
Architectural, engineering and other technical services: architectural_engineering_technical_services
Agricultural, mining, waste treatment and depollution services: agrigultural_mining_waste_depollution_services
Proceeds for construction services: construction_services
Payments for telecommunication services: telecommunication_services
Payments for data, news related and news agency fees: data_news_agency_fees
Payments for passenger services - road: road_passenger_services
Payments for passenger services - rail: rail_passenger_services
Payments for passenger services - sea: sea_passenger_services
Payments for passenger services - air: air_passenger_services
Payments for freight services - road: road_freight_services
Payments for freight services - rail: rail_freight_services
Payments for freight services - sea: sea_freight_services
Payments for freight services - air: air_freight_services
Payments for postal and courier services - road: road_postal_and_courier_services
Payments for postal and courier services - rail: rail_postal_and_courier_services
Payments for postal and courier services - sea: sea_postal_and_courier_services
Payments for postal and courier services - air: air_postal_and_courier_services
Investment in listed shares: listed_shares_investment
Investment in non-listed shares: non_listed_shares_investment
Investment into money market instruments: money_market_instruments_investment
Investment into listed bonds: listed_bonds_investment
Investment into non-listed bonds: non_listed_bonds_investment
Rights assigned for licences to reproduce and/or distribute: reproduce_distribute_rights_license
Rights assigned for using patents and inventions (licensing): patents_and_investions_rights_license
Rights assigned for using patterns and designs (including industrial processes): patterns_and_designs_rights
Rights assigned for using copyrights: copyrights_rights
Rights assigned for using franchises and trademarks: franchises_and_trademarks_rights
Disposal of patents and inventions: patents_and_inventions_disposal
Disposal of patterns and designs (including industrial processes): patterns_and_designs_disposal
Disposal of copyrights: copyrights_disposal
Disposal of franchises and trademarks: franchises_and_trademarks_disposal
Sales of original manuscripts, sound recordings and films: sales_of_manuscripts_sound_recordings_films
Receipt of funds relating to the production of motion pictures, radio and television programs and musical recordings: funds_related_to_recording_productions
The outright selling of ownership rights of software: software_ownership_rights_sale
Computer-related services including maintenance, repair and consultancy: computer_services
Commercial sales of customised software and related licenses for use of customers: customised_software_sales
Commercial sales of non-customised software on physical media with periodic licence to use: non_customised_software_on_physical_media_periodic_licence_sale
Commercial sales of non-customised software provided on physical media with right to perpetual (ongoing) use: non_customised_software_on_pyisical_media_perpetual_use_sale
Commercial sales of non-customised software provided for downloading or electronically: non_customised_software_for_downloading_electronically_made_periodic_licence_salemade available with periodic license'
Commercial sales of non-customised software provided for downloading or electronically: non_customised_software_for_downloading_electronically_made_single_payment_salemade available with single payment'
Donations to Government for fixed assets: fixed_assets_donations_to_sa_government
Donations to corporate entities - fixed assets: fixed_assets_donations_to_corporate_entities
Disinvestment of property by a resident corporate entity: property_disinvestment_by_corporate_entity_resident
Proceeds for other business services not included elsewhere: other_business_services
Disinvestment by resident institutional investor - Collective Investment Scheme: institutional_investor_disinvestment
Payment for Government Services: government_services

Warning UGX::Bank payouts are currently in beta phase.


Improve this page